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Got a sign in your front yard warning would-be burglars that you're protected by an electronic alarm system? Instead of providing a shield, that sign may make you a target for home security system scams.
Summer is high season for burglaries, with the highest percentage of break-ins occurring during July and August. Since most burglaries occur during the day, when occupants are out, it's natural to rely on a security system to safeguard your home. But those warning signs posted in your window or on the lawn could work against you.
To learn about how to protect yourself from summer scams read, "Summer Scam Alert: Avoid Vacation, Home Improvement, and Alarm System Scams."
Here's why. Home security system scammers often look for signs of existing installations, especially older-looking signs, which might have the date of the original installation printed on the back. Then they strike, with a variety of approaches:
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Legitimate home security system companies do not simply send a repairman unannounced to your door. Similarly, if your monitoring company has gone out of business, you would be notified of a change by mail, not by telephone and certainly not by someone simply showing up.
If you have regrets, you can change your mind. The FTC's Cooling-Off Rule gives you three business days to cancel the deal if you sign the contract in your home or at a location that is not the seller's permanent place of business. You do not have to give a reason. And you can change your mind even if the equipment has already been installed.
—Catherine Fredman
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